سفتجة saftaja

Your bank is enough.

Your bank already gave you a Mastercard Gateway. saftaja puts a proper checkout, payment links and a dashboard on top of it. Customers pay, your bank settles to you, and nobody takes a percentage in between.

Paid to your business

150.00 SAR

  • Cardmada ending 4821
  • 3-D SecureVerified by the issuer
  • Settled byYour bank
  • saftaja's share0.00 SAR

What a small percentage really costs you

Payment providers add their own margin on top of what your bank and the card schemes charge. Move the sliders to your numbers.

In SAR

On top of your bank's own fees

Their margin, every month SAR
Every year SAR
With saftaja0%, one flat subscription

An illustration, not a quote. Your bank sets its own rate either way.

Three steps, and your bank stays your bank

  1. Get a gateway from your bank

    Your acquiring bank opens a merchant account and gives you Mastercard Gateway (MPGS) credentials.

  2. Connect it to saftaja

    Add the credentials in the dashboard. Try everything in sandbox, then switch to production.

  3. Get paid

    Share a payment link or send customers to checkout. Your bank settles the money to your account.

What you get in the first release

Checkout

A hosted payment page for cards, with 3-D Secure built in.

Payment links

Create a link in the dashboard and send it anywhere.

Dashboard

Every payment and every attempt, with its status.

Sandbox and production

Test with your bank's test merchant before going live.

Open source

Host it yourself, or let us run it for you.

Not here yet

On the roadmap, roughly in this order.

  • Apple Pay Very soonPay with a tap on iPhone and Mac, right in checkout.
  • API and webhooksCreate payments from your own system and get told when they succeed.
  • RefundsFull or partial, from the dashboard or the API.
  • Saved cards and subscriptionsThe customer approves once, you charge on schedule.
  • Zoho BooksPaid invoices recorded for you, with VAT handled by Zoho.
  • More gatewaysCyberSource, STC Pay and others next to MPGS.

السُّفتجة

Said suftaja. We spell it saftaja, it's easier to say.

More than a thousand years ago, a pilgrim leaving Baghdad for Makkah had a problem: the road was long and full of robbers. So he handed his money to a money changer he trusted and took a suftaja instead, a paper he could cash in Makkah. The money never crossed the desert. The paper did.

We kept the idea. Your bank holds the money and moves it. saftaja writes the paper: the checkout, the links, the records.

Built with love in Riyadh.

Got a gateway from your bank? Let's put it to work.

Email ahlan@saftaja.com